Even the most thoughtful and cautious drivers end up in unfortunate car accidents in Louisville. Immediately after an accident, you have to take appropriate steps to protect your rights. Kentucky is a no-fault car insurance state, which means you will claim compensation from your insurer in most cases. However, there are some circumstances, when you can step outside the no-fault system and file a lawsuit against the at-fault driver. In this post, we are sharing five reasons for hiring a car accident attorney Louisville.
- Because you sustained a serious injury. When you (or your co-passenger) have sustained a serious injury, you have to talk to an attorney to know the worth of your claim. Many car accident injuries have life-long implications, and you wouldn’t want to settle for less than what you deserve.
- Because the time is limited. As in most states, there is a time limit for filing an injury lawsuit in Kentucky after an auto accident. The statute of limitations sets a deadline of just one year for such civil lawsuits, which is considerably shorter than most states. You are racing against time, and instead of trying to understand personal injury law, you may benefit from talking to a lawyer.
- Because you cannot expect insurance companies to play fair. For anyone who has never worked with insurance companies, getting fair compensation for a claim can be a real challenge. Claims adjusters have numerous tactics to deny claims and minimize what they pay to people. Don’t let the insurance company bully you into accepting a settlement. Let your attorney deal with the negotiations.
- Because you have to go to court. Most car accident claims and lawsuits are settled through discussions and talks between two sides (or the insurance company). However, some cases end up in trial, and when that happens, you need an attorney to represent you. PI lawyers have years of experience dealing with such cases and know what it takes to represent a client in court.
- Because you were at fault. If you are at fault, the other party could sue you. Kentucky is a claimant-friendly state, and therefore, even when you are more at fault than the other driver, you can also sue them for a settlement. Such cases, where the blame is shared between drivers, tend to be complicated. Get an attorney so that you don’t end up taking the blame for everything.
Check online now to find more on Kentucky’s top car accident law firms.
