Car Insurance for UAE Travellers

Many people consider car insurance to be a nuisance. They only understand its importance when they end up in an accident. Do not be like such people. Always get car insurance! Besides, in many countries, car insurance is mandatory. Without insurance, you cannot legally drive a vehicle. If you are caught driving without insurance, you are likely to be fined and/or jailed.

But what if you are a traveler? Are the laws same for you while you are visiting another country? What if you are travelling to the United Arab Emirates, where car insurance is mandatory? The reason we mentioned the UAE is simply because it has millions of visitors & tourists every year. The rapid development of UAE has surely made it a favorite spot for tourists. 

While there is no doubt that the UAE is among the most pleasant places in the world today, it is also among the countries where driving laws are quite strict. Not just driving laws, the laws in general are quite strict when compared to the Western world. Hence, you do not want to end up on the wrong side of the law especially as a visitor. Now, let us see what the law says about car insurance for travelers to the UAE as it is the main focus of our blog post.

UAE Car Insurance Law for Travelers

Under the UAE Road Transport Authority’s relevant rules & regulations, if you possess a valid International Driving Permit, you can drive a car in the UAE. However, UAE insurance companies do not provide insurance to travelers who are driving a private car. Therefore, in simple words, you do not have car insurance if you drive your friend’s or relative’s car. On the other side, if you are driving a rental, you are covered under an insurance policy.

Many people find the law arbitrary considering that the UAE has millions of visitors every year. They are continuously asking for the Government to amend the law as it will ease the suffering of travelers. As of now, the visitors claim that the law is unjustly favoring rental companies as they have no choice but to get a rental car.

This adds to their expenses and many have to compromise on their plans due to this unnecessary expense. Despite their pleas, the Government is in no mood to change the law as of yet. Therefore, if you are looking to travel to the UAE as a visitor, make sure to keep this in mind. It will help you plan your trip better.

However, as a visitor, you can opt for travel insurance. Travel insurance covers a variety of areas including medical expenses & hospital benefit. In addition to these, accommodation cover, scheduled airline failure, personal belongings and baggage are also covered. Nevertheless, car insurance is not covered under travel insurance policies.

 Final Thoughts

This concludes our brief article today. We hope that you find it informative and use this newfound information to plan your trip better. If you are still unsure about anything you can always reach out to experts at Pitstoparabia who can guide you for the best car insurance plans during your travel to UAE. Or, you can visit the RTA website for more information.